https://malawilii.org/system/files/judgment/high-court-general-division/2019/177/Prisca%20Nansangwe%20-Vs-%20Mr%20Kelvin%20Chingwalu%20%3B%20%20%20CS%20Limited%20%20and%20United%20General%20Insurance%20Limited.%20Personal%20Injury%20%20Cause%20No.%201%20%20%20of%202018..pdf